A free consultation, without obligation

There are times when it can prove difficult to establish your true financial needs. You may want an expert to consider whether or not your finances are in order or to point out if you need to take some action.

We offer a free consultation, of up to an hour in length, to consider your personal circumstances. Our consultation offer is made without any obligation upon you.

Our advisers are available to meet in person, or if you would prefer it is possible to hold a consultation over the telephone.

Specialist advice

In a similar way to the medical profession, there are differences between financial planners and the way they operate. Some can be viewed as general practitioners, whilst others choose to specialise in certain areas of advice.

Assisting our clients to plan for their futures, normally requires us to consider all aspects of their financial well being. We are careful to ensure that we highlight any protection and investment needs as well as tax saving opportunities that exist. This level of service demands the general financial planning skills that we have built up over the years our business has been in operation.

We understand that there are circumstances during financial planning where the expert knowledge of a specialist is required. Listed below are the areas of specialist advice that we provide and details of who you should contact.

Contact us		Specialisation		Email
Mr C Gwilliam		Key Person Protection		Penzance		email me
		Shareholder Protection
		Tax Planning for businesses
		Tax planning for Individuals
		Ethical Investments
		Unit Trusts / Investment Trusts
		Lump Sum Investments
		Offshore Investments
		Investments for Trusts
		Estate Planning
		Pensions (incl Stakeholder)
Mr D Bradley		Shareholder Protection		Truro		email me
		Tax Planning for businesses
		Investments for Trusts
		Tax planning for Individuals
		Ethical Investments
		Lump Sum Investments
		Unit Trusts / Investment Trusts
		Estate Planning
		Individual Protection
		Pensions (incl Stakeholder)
Mr J Money		Tax Planning for businesses		Falmouth		email me
		Lump Sum Investments
		Pension Transfers
		Unit Trusts / Investment Trusts
		Tax planning for Individuals
		Pensions (incl Stakeholder)
		Investments for Trusts
		Portfolio Management
		Estate Planning
Mr B Steward		Group Stakeholder		Truro		email me
		Group Pensions
		Shareholder Protection
		Tax Planning for businesses
		Key Person Protection
		Pensions (incl Stakeholder)
		Unit Trusts / Investment Trusts
		Estate Planning
		Pension choices at Retirement
		Investments for Trusts
		Pension Transfers
		Tax planning for Individuals
		Lump Sum Investments
Mr J Waldie		Shareholder Protection		Penzance		email me
		Tax Planning for businesses
		Group Stakeholder
		Group Pensions
		Key Person Protection
		Portfolio Management
		Unit Trusts / Investment Trusts
		Lump Sum Investments
		Pension choices at Retirement
		Investments for Trusts
		Estate Planning
		Pensions (incl Stakeholder)
		Tax planning for Individuals
Mrs A Pike		Lump Sum Investments		Falmouth		email me
		Pension Transfers
		Educational Fees Planning
		Regular Savings
		Pension choices at Retirement
		Portfolio Management
		Individual Protection
		Pensions (excl Stakeholder)
Miss H Pryor		Tax Planning for businesses		Truro		email me
		Key Person Protection
		Tax planning for Individuals
		Health / Long term care
		Pension choices at Retirement
		Portfolio Management
		Unit Trusts / Investment Trusts
		Individual Protection
		Pensions (incl Stakeholder)
		Investments for Trusts
Mr S Wells		Group Pensions		Penzance		email me
		Key Person Protection
		Unit Trusts / Investment Trusts
		Lump Sum Investments
		Pension choices at Retirement
		Pensions (incl Stakeholder)
		Regular Savings
		Tax planning for Individuals
		Individual Protection
		Portfolio Management
Dr M Haywood		Individual Protection		Truro		email me
		Investments for Trusts
		Tax planning for Individuals
		Ethical Investments
		Lump Sum Investments
		Unit Trusts / Investment Trusts
		Estate Planning
Mrs J Coomer		Shareholder Protection		Penzance		email me
		Tax Planning for businesses
		Group Pensions
		Key Person Protection
		Pension choices at Retirement
		Health / Long term care
		Pensions (incl Stakeholder)
		Investments for Trusts
		Estate Planning
		Tax planning for Individuals
		Portfolio Management
		Lump Sum Investments